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	<title>Forum Health Articles &#187; Personal Finance</title>
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		<title>Banks Still Threatening Homeowners with Foreclosure Even After a Loan Mod</title>
		<link>http://forumdesignmag.com/banks-still-threatening-homeowners-with-foreclosure-even-after-a-loan-mod/</link>
		<comments>http://forumdesignmag.com/banks-still-threatening-homeowners-with-foreclosure-even-after-a-loan-mod/#comments</comments>
		<pubDate>Mon, 14 May 2012 21:00:15 +0000</pubDate>
		<dc:creator>JeaneneMogan4</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Loan Modification Attorney]]></category>
		<category><![CDATA[Securitization Audit]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=55565</guid>
		<description><![CDATA[A family in Port Saint John, Florida stood staring at the terrifying gaping jaws of foreclosure, but thought they had been saved once a much needed mortgage loan
modification had been approved. Imagine the shock they felt just a year later when
they discovered their lender, Bank of America, was foreclosing on them even though
they hadn’t missed [...]]]></description>
			<content:encoded><![CDATA[<p>A family in Port Saint John, Florida stood staring at the terrifying gaping jaws of foreclosure, but thought they had been saved once a much needed mortgage loan<br />
modification had been approved. Imagine the shock they felt just a year later when<br />
they discovered their lender, Bank of America, was foreclosing on them even though<br />
they hadn’t missed a single payment since they had the approved mortgage loan<br />
modification!</p>
<p>For a year, Bank of America took their payments, cashed their mortgage checks,<br />
but didn’t prefer anything towards their loan. Now Bank of America has started the<br />
foreclosure process, claiming that the Whaley family is over $14,000 behind on their<br />
mortgage.</p>
<p>Sadly, they are not the only ones facing this situation. There have been numerous<br />
complaints from Bank of America customers across the country saying that the<br />
same thing has happened to them just this year.</p>
<p>If you are trying to save your home from being stolen away from a predatory lender<br />
like Bank of America, it is important that you retain the services of a qualified loan<br />
modification attorney to help you fight back. It is also a good idea to have loan<br />
audits, such as a forensic loan audit and a <a href="http://www.tila-now.com/services/securitization-audit">securitization audit</a> performed on your<br />
loan documents from a professional audit company like Tila Solutions.</p>
<p>Not only can Tila Solutions provide loan audits that will help give your loan<br />
modification attorney leverage when it comes to dealing with your lender, but they<br />
can also provide you with a referral to a qualified loan modification attorney in your<br />
area if you are not currently working with one. If you are negotiating with your bank<br />
for a loan mod, don’t hesitate to contact Tila Solutions by telephone at (702) 508-<br />
0335. Or you can visit the Tila Solutions website at <a href="http://www.theloanmodificationsreport.com">loan modification attorney</a>.</p>
]]></content:encoded>
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		<title>A Good Foreclosure Defense Attorney And A Bloomberg-Based Securitization Audit Can Help You Avoid Foreclosure</title>
		<link>http://forumdesignmag.com/a-good-foreclosure-defense-attorney-and-a-bloomberg-based-securitization-audit-can-help-you-avoid-foreclosure/</link>
		<comments>http://forumdesignmag.com/a-good-foreclosure-defense-attorney-and-a-bloomberg-based-securitization-audit-can-help-you-avoid-foreclosure/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 02:34:59 +0000</pubDate>
		<dc:creator>ChanaShenkle9</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Avoid foreclosure]]></category>
		<category><![CDATA[Save your home]]></category>
		<category><![CDATA[Save your house]]></category>
		<category><![CDATA[Tila Solutions]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=54894</guid>
		<description><![CDATA[If you are like millions of Americans who have been suffering because of the economic downturn, then you are probably trying to save your home from foreclosure.  You are not alone in your fight to avoid foreclosure.  Anyone who has been through foreclosure can tell you that it is a very stressful ordeal. [...]]]></description>
			<content:encoded><![CDATA[<p>If you are like millions of Americans who have been suffering because of the economic downturn, then you are probably trying to <a href="http://bit.ly/apv8P5">save your home</a> from foreclosure.  You are not alone in your fight to avoid foreclosure.  Anyone who has been through foreclosure can tell you that it is a very stressful ordeal.  That is why it is important to remember that it is due to the actions of predatory mortgage servicers such as Bank of America, JP Morgan Chase, Wells Fargo, Ally Financial, Citigroup and others using robo signers and robo signing techniques to push foreclosures through and commit mortgage fraud for short term profits that you have to fight to <a href="http://bit.ly/apv8P5">save your house</a> harder than you ever have before if you don’t want to fall victim to a wrongful foreclosure. </p>
<p>One of the biggest mistakes homeowners make when they are facing foreclosure is to operate under the impression that the only option they have if they want to <a href="http://bit.ly/apv8P5">avoid foreclosure</a> and save their homes is thinking they have to work with their mortgage servicing company to get anything done.  What they don’t want you to know is that there are other options available to you besides hoping they will change their ways.  If you want to avoid foreclosure, you have to be proactive and really fight for it.  You can do this by retaining the services of a qualified foreclosure defense attorney, and by having your loan documents audited by a professional audit company such as Tila Solutions that specializes in Bloomberg-based securitization audits.  </p>
<p>The Bloomberg-based securitization audits Tila Solutions provides will thoroughly examine all of your loan documents to determine if your loan has been securitized, and if the predatory lender attempting to foreclose on your home actually has a legal right to do so.  Over 85% of all mortgage loans in the past decade have been securitized, and a shocking amount of those have been securitized incorrectly.  When a qualified foreclosure defense attorney has the evidence that a Bloomberg-based securitization audit provides, they can prove wrongdoing on the part of the lender and that your mortgage service company may not have the legal right to foreclose on your property when they are asked “show me the note” and can’t deliver.  This is why predatory lenders hate securitization audits.</p>
<p><a href="http://bit.ly/apv8P5">Tila Solutions</a> can do their part to help you save your home from a wrongful foreclosure by giving you and your attorney the ammunition you will need to expose your lender as the predator they are.  A Tila Solutions Consultant is available by telephone at (702) 508-0335.  Or you can visit the Tila Solutions website at show me the note.  Tila Solutions looks out for the homeowner.  They are here for you.</p>
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		<title>Acquiring the actual Appropriate Foreclosure Aid can Save Your own House</title>
		<link>http://forumdesignmag.com/acquiring-the-actual-appropriate-foreclosure-aid-can-save-your-own-house/</link>
		<comments>http://forumdesignmag.com/acquiring-the-actual-appropriate-foreclosure-aid-can-save-your-own-house/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 12:23:21 +0000</pubDate>
		<dc:creator>DebbyMuhlestein0</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Forensic Loan Audit]]></category>
		<category><![CDATA[Securitization Audit]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[Tila Solutions]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=54569</guid>
		<description><![CDATA[Every evening, countless number of Americans include trouble sleeping given that the two fully understand that alongside a brand-new week comes the more worry that they could very well be facing the entire distressing ordeal of the property foreclosure of their residence.  A great deal of folks usually is throughout this particular situation merely [...]]]></description>
			<content:encoded><![CDATA[<p>Every evening, countless number of Americans include trouble sleeping given that the two fully understand that alongside a brand-new week comes the more worry that they could very well be facing the entire distressing ordeal of the property foreclosure of their residence.  A great deal of folks usually is throughout this particular situation merely because the two do not have the entire property foreclosure critical information needed to be able to give them the entire foreclosure help they need.  </p>
<p>A great deal of adults are led in order to believe, incredibly by their banks, which they do not have alternative choices any other than dealing with their loan providers whenever looking for a solution to be able to their foreclosure financing problems.  This might be exactly what the particular banks might include homeowners believe, because it typically is a better company to be able to foreclose on a home compared to it&#39;s in order to offer their clients foreclosure assist to stop property foreclosure.  </p>
<p>One big part of the foreclosure critical info which many of these predatory loan providers would definitely somewhat not include buyers learn regarding is actually how a securitization audit could enable homeowners prevent the property foreclosure of their homes.  Should you need foreclosures assist, you really need to really think about hunting back into a securitization audit.   </p>
<p>It is estimated which 85% of all home loans issued within the previous decade contain TILA and / or RESPA violations, and even had been incorrectly securitized by loan providers.  What this particular means would be that the entire bank that is commencing property foreclosure proceedings can not include any legal claims in order to the actual property.  Whenever money grubbing banks which include Bank of America then JP Morgan Chase place dwelling loans from the securitization process, they did not perform it correctly, not to mention this caused the particular title associated with the property that would become separated from the mortgage.  Having a securitization audit that would utilize because evidence is precisely the actual foreclosure help you ought to keep the dwelling.   </p>
<p>Critical information is a powerful tool, plus the more foreclosure information and facts you may have, the actual more of a chance you need to <a href="http://www.stopforeclosurereports.com/">stop foreclosures</a> on your own house. In the event you need foreclosure aid and they are facing property foreclosure on your residence, anyone should contact a reputable audit company as soon as possible.  Having a detailed securitization audit performed on your financial documents will likely make the difference between keeping a residence and / or losing it.  This particular is the reason why banks hate securitization audits.  They supply indisputable evidence of wrongdoing on the element of the lender.  It is very unworkable to locate property foreclosure assist which is greater than having the capacity to be able to prove with absolute certainty that your mortgage ended up being incorrectly securitized, and in addition that we have been the entire victim of a predatory financing. This particular is precisely why you need to find an audit organization that will certainly a thorough job on your own audit and fell out for your right interests. </p>
<p>This might be the reason why if perhaps you would like foreclosures assist, you really need to not hesitate that would contact <a href="http://www.tila-now.com/">Tila Solutions</a> to offer buyers the foreclosures enable you want.  For over a ten years, Tila Solutions have become hunting out for the particular homeowner with their forensic financing audits and in addition <a href="http://www.tila-now.com/services/securitization-audit/">securitization audits</a>.  Should you really want help stopping foreclosure, a Tila Solutions Consultant typically is that you can buy by phone at (702) 508-0335.  Or alternatively you can easily pay a visit to the actual Tila Solutions web page at <a href="http://www.tila-now.com/services/forensics/">Forensic Loan Audit</a>.</p>
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		<title>Use A Bloomberg-Based Securitization Audit As A Crucial Part Of Your Foreclosure Defense</title>
		<link>http://forumdesignmag.com/use-a-bloomberg-based-securitization-audit-as-a-crucial-part-of-your-foreclosure-defense/</link>
		<comments>http://forumdesignmag.com/use-a-bloomberg-based-securitization-audit-as-a-crucial-part-of-your-foreclosure-defense/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 04:42:14 +0000</pubDate>
		<dc:creator>NevadaHarpham7</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=53863</guid>
		<description><![CDATA[For years banks have been taking advantage of their customers through their criminal acts of securities and foreclosure fraud. While it seems like the recent $26 billion foreclosure settlement that the US Attorney General and Attorneys General of 49 states reached with the biggest of the nation’s predatory lenders should usher in a new era of [...]]]></description>
			<content:encoded><![CDATA[<p>For years banks have been taking advantage of their customers through their criminal acts of securities and <a href="http://www.shortsaleforeclosurereport.com/">foreclosure fraud</a>. While it seems like the recent $26 billion foreclosure settlement that the US Attorney General and Attorneys General of 49 states reached with the biggest of the nation’s predatory lenders should usher in a new era of accountability so homeowners can’t get taken advantage of again, we are still a long ways away. In fact, many banks are continuing their predatory behavior since part of the settlement involved the federal government as well as 49 states agreeing to not sue Bank of America, Ally Financial, Wells Fargo, Citigroup and JP Morgan Chase in the future if any more evidence of wrongful foreclosure, robo signing and other forms of foreclosure fraud are discovered.</p>
<p>The bad news is, it is up to you to fight back on your own against these predators. The good news is you can still fight back against predatory loans and foreclosure fraud as long as you have not only good foreclosure defense attorneys working with you, but the right ammunition for them to use that comes in the form of a Bloomberg-based securitization audit from Tila Solutions.</p>
<p>Securitization audits have become a very important part of a foreclosure defense. This is because they will examine all of your home loan documents and uncover valuable information determining if you have been the victim of foreclosure fraud. Information your <a href="http://www.tila-now.com/services/quiet-title/">foreclosure defense attorney</a> can use to help you save your home.</p>
<p>The securitization audits offered by Tila Solutions are Bloomberg-based securitization audits. These audits will examine hundreds of thousands of documents in order to determine if your mortgage has been securitized as well as who owns the deed and who owns the debt. It is possible that your lender may not possess the legal right to foreclose on your property, and the evidence provided by a securitization audit from Tila Solutions will help your foreclosure defense attorneys prove that in court.</p>
<p>The Bloomberg-based securitization audits from Tila Solutions will also identify any instances of robo signing that your bank may have engaged in on your mortgage documents, such as forging signatures and other fraudulent activities designed to push a wrongful foreclosure through the courts faster.</p>
<p>By utilizing a securitization audit, you and your foreclosure defense attorneys are on your way to putting together a successful foreclosure defense that can help keep you in your home and let these predatory lenders know they can’t take advantage of you.</p>
<p>This is why if you need foreclosure help, you should not hesitate to contact Tila Solutions for a Bloomberg-based securitization audit. Tila Solutions looks out for the homeowner with their forensic loan audits and securitization audits. They can even provide referrals to qualified, professional foreclosure defense attorneys to their customers if needed. A Tila Solutions Consultant is available by telephone at (702) 508-0335. Or you can visit the Tila Solutions website at <a href="http://www.tila-now.com/">predatory loans</a>.</p>
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		<item>
		<title>Use A Securitization Audit To Stop Illegal Foreclosure of Your Home</title>
		<link>http://forumdesignmag.com/use-a-securitization-audit-to-stop-illegal-foreclosure-of-your-home/</link>
		<comments>http://forumdesignmag.com/use-a-securitization-audit-to-stop-illegal-foreclosure-of-your-home/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 03:23:15 +0000</pubDate>
		<dc:creator>foreclosehelpz</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[foreclosure help]]></category>
		<category><![CDATA[forensic loan audits]]></category>
		<category><![CDATA[illegal foreclosure]]></category>
		<category><![CDATA[robo signers]]></category>
		<category><![CDATA[robo signing]]></category>
		<category><![CDATA[Tila Solutions]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=53352</guid>
		<description><![CDATA[Predatory lenders such as GMAC, Bank of America and JP Morgan Chase have been committing widespread mortgage fraud and illegal foreclosures on innocent, hardworking homeowners using a technique used as robo signing.  They have used this technique to push foreclosures through before anyone could notice that they were illegal foreclosures.  
The practice of [...]]]></description>
			<content:encoded><![CDATA[<p>Predatory lenders such as GMAC, Bank of America and JP Morgan Chase have been committing widespread mortgage fraud and <a href="http://www.stopforeclosurereports.com/">illegal foreclosures</a> on innocent, hardworking homeowners using a technique used as robo signing.  They have used this technique to push foreclosures through before anyone could notice that they were illegal foreclosures.  </p>
<p>The practice of robo signing is nothing new.  In fact it has been used for far longer than it has even been known as robo signing.  However, it is just in the last several years that its usage has become so widespread that it has been given that name.  It has become practically a standard operating procedure at the largest lenders and is happening at an institutional level.  Just to give you an idea of how much these predatory lenders were using robo signers to force through illegal foreclosures, one employee from GMAC who admitted to being a robo signer confessed that he was signing off on over 10,000 foreclosures every month, without even looking at them.  Robo signers would also misrepresent themselves as loan officers and vice presidents when they were simply hired to be robo signers and sign off of documents, many times forging signatures.  With this much happening, and over 10,000 foreclosures per month being pushed through by a single person, just imagine the amount of illegal foreclosures that have gone through using these techniques.  </p>
<p>The best way to determine if you have been a victim of robo signing is to have your loan documents examined with a thorough securitization audit.  By having a securitization audit such as the Bloomberg-based securitization audits offered by Tila Solutions performed on your home loan documents, you will be able to learn for sure if you were victimized by the greed of the banksters and forced to deal with the stress and heartache of an illegal foreclosure.  </p>
<p>The Bloomberg-based securitization audits offered by <a href="http://www.tila-now.com/services/commerical/">Tila Solutions</a> are the best defense you have against robo signers and illegal foreclosure.  The evidence provided by them will allow you to fight back and help save your home from an illegal foreclosure.  In fact, by working with a qualified foreclosure defense attorney, the evidence in a securitization audit can open the doors to not only sue your lender for an illegal foreclosure, but also sue them for quiet title, which could grant you the title to your home free and clear.  Don’t worry if you don’t have a foreclosure defense attorney, since Tila Solutions can provide referrals for their customers. </p>
<p>This is why if you need <a href="http://www.foreclosurehelpreport.com">foreclosure help</a>, you should not hesitate to contact Tila Solutions to give you the foreclosure help you need.  For over a decade, Tila Solutions has been looking out for the homeowner with their <a href="http://www.tila-now.com/services/forensics/">forensic loan audits</a> and securitization audits.  If you need help stopping foreclosure, a Tila Solutions Consultant is available by telephone at (702) 508-0335.  Or you can visit the Tila Solutions website at <a href="http://www.tila-now.com/">robo signing</a>.</p>
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		<title>Don’t Settle Like The Government – Get Real Justice For A Wrongful Foreclosure</title>
		<link>http://forumdesignmag.com/don%e2%80%99t-settle-like-the-government-%e2%80%93-get-real-justice-for-a-wrongful-foreclosure/</link>
		<comments>http://forumdesignmag.com/don%e2%80%99t-settle-like-the-government-%e2%80%93-get-real-justice-for-a-wrongful-foreclosure/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 18:30:26 +0000</pubDate>
		<dc:creator>mortfrauds</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=53231</guid>
		<description><![CDATA[Time and time again we continue to hear that foreclosure rates remain at all time highs, and as soon as it seems like things might be getting better, they shoot back up again.  Recently, we have heard that foreclosures are starting to drop, which on the surface seems like great news.  However, just [...]]]></description>
			<content:encoded><![CDATA[<p>Time and time again we continue to hear that foreclosure rates remain at all time highs, and as soon as it seems like things might be getting better, they shoot back up again.  Recently, we have heard that foreclosures are starting to drop, which on the surface seems like great news.  However, just because we are seeing lower amounts of home loans being defaulted on doesn’t mean that the housing market has completely recovered from the massive <a href="http://www.mortgagefraudsite.com/">mortgage fraud</a> that the nation’s largest lenders have been perpetrating for years.  In fact, even despite of the $25 Billion Attorney General Foreclosure Settlement, we are still seeing predatory lenders that were involved in that suit – Bank of America, JP Morgan Chase, and Wells Fargo – returning to issuing sub-prime mortgages!  Not to mention despite this settlement, even if the federal government and 49 state attorney generals have agreed to no longer sue the banks for mortgage and foreclosure fraud, that doesn’t mean ordinary people have to.  This is good because we are still seeing the number of wrongful foreclosures rise.</p>
<p>The best way to protect yourself from foreclosure fraud is to have a <a href="http://www.tila-now.com/services/securitization-audit/">securitization audit</a>, such as the ones Tila Solutions provides, performed on your home loan.  These audits can be priceless when it comes to mounting a successful foreclosure defense.  A securitization audit will not only determine if your home loan has been securitized correctly, but also if the note and title have become separated.  If they are not together as they are supposed to be, your lender may not have the right to foreclose on your home.  This would make any foreclosure actions taken against you a <a href="http://www.tila-now.com/services/forensics/">wrongful foreclosure</a>.</p>
<p>Every day for years now we have learned more and more about how deep the foreclosure fraud perpetrated by these predatory lenders has run, ripping apart the fabric of our society.  While the banks and government would have you believe that justice has been served, it truly hasn’t.  In fact, for people who have already fallen victim to a wrongful foreclosure, only $1.6 billion is being set aside.  That means families who lost their home to these criminals through widespread acts of foreclosure fraud, will only receive between $1500&mdash;2000 per home.  Does that sound like justice has been served?</p>
<p>If you are facing a wrongful foreclosure or are trying your best to put together a successful foreclosure defense, you should contact <a href="http://www.tila-now.com/services/commerical/">Tila Solutions</a> immediately to learn more about how their Bloomberg-based securitization audits can help you get real justice. For over a decade, Tila Solutions has been looking out for the homeowner by using Bloomberg-based securitization audits to help people save their homes.  If you need help stopping foreclosure, a Tila Solutions Consultant is available by telephone at (702) 508-0335.  Or you can visit the Tila Solutions website at <a href="http://www.tila-now.com/">foreclosure defense</a>.</p>
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		<title>You Can Stop Foreclosure With The Help Of A Securitization Audit And Foreclosure Defense Attorneys</title>
		<link>http://forumdesignmag.com/you-can-stop-foreclosure-with-the-help-of-a-securitization-audit-and-foreclosure-defense-attorneys/</link>
		<comments>http://forumdesignmag.com/you-can-stop-foreclosure-with-the-help-of-a-securitization-audit-and-foreclosure-defense-attorneys/#comments</comments>
		<pubDate>Sat, 24 Mar 2012 10:42:08 +0000</pubDate>
		<dc:creator>foredefense1</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[foreclosure defense]]></category>
		<category><![CDATA[foreclosure defense attorneys]]></category>
		<category><![CDATA[Predatory Lenders]]></category>
		<category><![CDATA[stop foreclosure]]></category>
		<category><![CDATA[Tila Solutions]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=53229</guid>
		<description><![CDATA[Over the past decade, we have seen foreclosure rates continue to rise.  Thanks to neglectful, unethical and criminal activity of the major lenders such as JP Morgan Chase, Bank of America, GMAC and others, not to mention their poor record keeping, thousands of people have lost their homes to a foreclosure that they would [...]]]></description>
			<content:encoded><![CDATA[<p>Over the past decade, we have seen foreclosure rates continue to rise.  Thanks to neglectful, unethical and criminal activity of the major lenders such as JP Morgan Chase, Bank of America, GMAC and others, not to mention their poor record keeping, thousands of people have lost their homes to a foreclosure that they would have been able to stop if they only had the evidence a securitization audit can provide as well as the help of qualified <a href="http://www.tila-now.com/services/loan-mods-short-sales/">foreclosure defense</a> attorneys.<br />
<BR><br />
Despite the fact that it has been proven that the MERS database has incredibly flawed quality-assurance processes, which means that the mortgages and titles that MERS keeps track of – it’s sole reason for existing – can’t be trusted to be remotely accurate! Combine this with the fact that the major lenders in this country have been deemed incompetent by a government review, and it becomes quite clear that if you are facing foreclosure, you will need to do everything you can to <a href="http://www.tila-now.com/services/commerical/">stop foreclosure</a> of your home since it could very well be a wrongful foreclosure.<br />
<BR><br />
Because of the blatant wrongdoing of these lenders, there is a good chance that your bank no longer possesses the title to your home, and in some cases might have even shredded it.  This is because when they securitized home mortgages, they neglected to follow the proper guidelines for securitization.  This means that if you can prove that they have no right to foreclose on your home, the bank must stop foreclosure proceedings immediately.  In order to gain this evidence, you will need to have a securitization audit performed on your mortgage documents.<br />
<BR><br />
A securitization audit will help you determine if the bank did in fact securitize your loan and if they securitized it properly.  You will also be able to find out if your documents were ever signed off on by a robo signer.  If you want to stop foreclosure of your home and are working with foreclosure defense attorneys in order to sue for wrongful foreclosure, you will need to have the evidence a securitization audit will provide for you to use in court.  <a href="http://www.predatorylendingreport.com">Predatory lenders</a> such as Bank of America and JP Morgan Chase hate securitization audits almost as much as they hate foreclosure defense attorneys because they do such an amazing job of exposing any and all acts of mortgage fraud committed by the banks.  With the evidence a securitization audit can provide you with, the banks will know that they have little to no chance of winning in court and will many times attempt to settle.<br />
<BR><br />
If you want to stop foreclosure, contact <a href="http://www.tila-now.com/">Tila Solutions</a> for a securitization audit today.  Tila Solutions has been helping homeowners for over a decade stop foreclosure with their securitization audits.  If you need help, a Tila Solutions Consultant is available by telephone at (702) 508-0335.  Or you can visit the Tila Solutions website at <a href="http://www.tila-now.com/services/forensics/">foreclosure defense attorneys</a>.</p>
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		<title>A Loan Modification Attorney and Forensic Loan Audits Can Help You Get A Loan Mod</title>
		<link>http://forumdesignmag.com/a-loan-modification-attorney-and-forensic-loan-audits-can-help-you-get-a-loan-mod/</link>
		<comments>http://forumdesignmag.com/a-loan-modification-attorney-and-forensic-loan-audits-can-help-you-get-a-loan-mod/#comments</comments>
		<pubDate>Tue, 20 Mar 2012 22:59:50 +0000</pubDate>
		<dc:creator>foreclosure120</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[forensic loan audits]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Loan Modification Attorney]]></category>
		<category><![CDATA[predator preying]]></category>
		<category><![CDATA[Tila Solutions]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=52982</guid>
		<description><![CDATA[The Obama administration introduced the HAMP mortgage loan modification program as a way to help homeowners who were in danger of defaulting on their mortgage loans an opportunity to receive new terms on their loans and stop foreclosure from happening.  It was a chance for hard working Americans to escape from the terms of [...]]]></description>
			<content:encoded><![CDATA[<p>The Obama administration introduced the HAMP mortgage loan modification program as a way to help homeowners who were in danger of defaulting on their mortgage loans an opportunity to receive new terms on their loans and stop foreclosure from happening.  It was a chance for hard working Americans to escape from the terms of the predatory loans the banksters originally put them in when they were well aware that the majority of people being approved for their predatory mortgages would not be able to afford.  Considering the unlawful and unethical actions of predatory lenders such as Wells Fargo, Bank of America, JP Morgan Chase, Citigroup and others over the course of the past decade, how can we possibly expect them to do the right thing and go along with something that could help homeowners stop foreclosure?</p>
<p>HAMP was an answer to the question of what can be done to help homeowners stop foreclosure by making it much easier for people to obtain loan modifications.  This would release people from <a href="http://www.predatorylendingreport.com">predatory loans</a> and help them get into mortgages with a much lower as well as fixed interest rate that would reduce monthly payments to something that would be much easier for struggling homeowners to afford, therefore avoiding going into default on their mortgages and losing their homes to foreclosure.</p>
<p>However, things have not exactly gone completely to plan since the banks have decided to simply pretend like they are going to embrace HAMP while at the same time continuing their predatory lending practices.  This is why they have been consistently denying upwards of 80% of all <a href="http://www.loanmodificationreport.com/">loan modification</a> applicants.  Once a homeowner has been denied a loan modification, they are told that they simply must apply again and restart the entire process, all the while working with the same lender that originally trapped them in a predatory loan.  While changes have recently been made to HAMP that will allow homeowners to shop around for their loan modification like people are currently able to do, Wells Fargo – the largest mortgage servicer in the country – have said that they will limit their participation in this program, known as HAMP 2.0.  If the other major lenders, such as Bank of America and JP Morgan Chase were to follow their example, then homeowners could face a very similar situation of being forced to deal with their original lenders like they are now.</p>
<p>This is why if you need foreclosure help, you should contact a reputable audit company such as <a href="http://www.tila-now.com/services/commerical/">Tila Solutions</a> to give you the foreclosure help you need.  For over a decade, Tila Solutions has been looking out for the homeowner with their <a href="http://www.tila-now.com/services/forensics/">forensic loan audits</a> and securitization audits, and they can put you in touch with a reputable loan modification attorney.  If you need help stopping foreclosure, a Tila Solutions Consultant is available by telephone at (702) 508-0335.  Or you can visit the Tila Solutions website at <a href="http://www.tila-now.com/services/loan-mods-short-sales/">loan modification attorney</a>.</p>
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		<title>Information about what is foreclosure</title>
		<link>http://forumdesignmag.com/information-about-what-is-foreclosure-2/</link>
		<comments>http://forumdesignmag.com/information-about-what-is-foreclosure-2/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 00:28:34 +0000</pubDate>
		<dc:creator>foreclosed92</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[illegal foreclosure]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Tila Solutions]]></category>
		<category><![CDATA[What is foreclosure?]]></category>
		<category><![CDATA[Wrongful Foreclosures]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=52318</guid>
		<description><![CDATA[Many people think that once their house has been foreclosed upon, that is it.  They don’t realize that they do have the potential ability to stop foreclosure proceedings.  There are a lot of cases where houses that never should have been foreclosed on have had wrongful foreclosures brought against them, and people that never should [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Many people think that once their house has been foreclosed upon, that is it.  They don’t realize that they do have the potential ability to stop foreclosure proceedings.  There are a lot of cases where houses that never should have been foreclosed on have had </span><a href="http://www.tila-now.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">wrongful foreclosures</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> brought against them, and people that never should have had to worry ended up losing their homes. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Originally, the law stated that if someone defaulted on their mortgage, ownership of the property would automatically go to the lender.  Over the years, however, the law has been refined so borrowers can have time to pay off their mortgage before their property is taken away. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">The dictionary defines foreclosure as the process of taking possession of a mortgaged property as result of the borrower’s failure to keep up with their mortgage payments.  Essentially, if you don’t pay your mortgage, the bank that you have borrowed money from has the legal right to take possession of your property. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Thus, when you are asking, “what is foreclosure?” think of it more as a foreclosure process.  That foreclosure process is the in-between time which begins with the Notice of Default or Lis Pendens and ends with the sheriff’s auction. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">A lot of people have even been able to go back into their homes after being foreclosed upon thanks to evidence of wrong doing on the part of predatory lenders.  Just having a securitization audit as evidence that the bank was involved in an </span><a href="http://www.tila-now.com/services/quiet-title/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">illegal foreclosure</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> can make the bank more willing to negotiate terms and stop foreclosure proceedings, and quite possibly give you a </span><a href="http://www.theloanmodificationsreport.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">loan mod</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> that will save you money in the future.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">With the mortgage crisis, millions of people have been unable to keep up with the costs of their mortgage.  Job loss and illness as well as exorbitant interest rates have just made it too hard for a lot of people to make their payments.  Often this is because they were originally placed in a predatory loan, which left them unable to have any type of savings to help them ride out a storm.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">A securitization audit will also examine your loan documents and look for issues such as robo signing.  This can stop foreclosure proceedings. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">These escalating foreclosures have caused the banks to look for ways to “speed the foreclosure up.”  Since there have been a lot of foreclosures, many large banks have started to use a system known as robo signing in order to speed the process of foreclosure up.  This robo signing is, in fact, illegal. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">If a bank has started foreclosure proceedings against you, one of the ways to help stop foreclosure is to obtain a securitization audit.  A securitization audit will examine your mortgage documents for irregularities.  It is possible that you have a predatory loan with an interest rate much higher than it should be.  By having a securitization audit, you could potentially have a mortgage adjustment where your interest rate can be lowered and you could even be reimbursed for any interest you have paid at the higher, incorrect rate.  A securitization audit can save you thousands of dollars which could be the difference between your house being foreclosed upon or not.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Facing foreclosure can be a scary thing.  Once you can answer that question,  “what is foreclosure?” the entire process can be a lot less intimidating. But get the audits, and the place to go is </span><a href="http://www.tila-now.com/services/commerical/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">Tila Solutions</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">.  Call them at 702 508 0335 or just use this: </span><a href="http://www.stopforeclosurereports.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">what is foreclosure</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">?</span></strong></p>
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		<title>Information about what is foreclosure</title>
		<link>http://forumdesignmag.com/information-about-what-is-foreclosure/</link>
		<comments>http://forumdesignmag.com/information-about-what-is-foreclosure/#comments</comments>
		<pubDate>Sat, 10 Mar 2012 10:38:58 +0000</pubDate>
		<dc:creator>whatforclosure</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[illegal foreclosure]]></category>
		<category><![CDATA[Loan Mod]]></category>
		<category><![CDATA[Tila Solutions]]></category>
		<category><![CDATA[What is foreclosure?]]></category>
		<category><![CDATA[Wrongful Foreclosures]]></category>

		<guid isPermaLink="false">http://forumdesignmag.com/?p=52292</guid>
		<description><![CDATA[Many people think that once their house has been foreclosed upon, that is it.  They don’t realize that they do have the potential ability to stop foreclosure proceedings.  There are a lot of cases where houses that never should have been foreclosed on have had wrongful foreclosures brought against them, and people that never should [...]]]></description>
			<content:encoded><![CDATA[<p><strong><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Many people think that once their house has been foreclosed upon, that is it.  They don’t realize that they do have the potential ability to stop foreclosure proceedings.  There are a lot of cases where houses that never should have been foreclosed on have had </span><a href="http://www.tila-now.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">wrongful foreclosures</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> brought against them, and people that never should have had to worry ended up losing their homes. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Originally, the law stated that if someone defaulted on their mortgage, ownership of the property would automatically go to the lender.  Over the years, however, the law has been refined so borrowers can have time to pay off their mortgage before their property is taken away. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">The dictionary defines foreclosure as the process of taking possession of a mortgaged property as result of the borrower’s failure to keep up with their mortgage payments.  Essentially, if you don’t pay your mortgage, the bank that you have borrowed money from has the legal right to take possession of your property. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Thus, when you are asking, “what is foreclosure?” think of it more as a foreclosure process.  That foreclosure process is the in-between time which begins with the Notice of Default or Lis Pendens and ends with the sheriff’s auction. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">A lot of people have even been able to go back into their homes after being foreclosed upon thanks to evidence of wrong doing on the part of predatory lenders.  Just having a securitization audit as evidence that the bank was involved in an </span><a href="http://www.tila-now.com/services/quiet-title/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">illegal foreclosure</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> can make the bank more willing to negotiate terms and stop foreclosure proceedings, and quite possibly give you a </span><a href="http://www.theloanmodificationsreport.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">loan mod</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline"> that will save you money in the future.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">With the mortgage crisis, millions of people have been unable to keep up with the costs of their mortgage.  Job loss and illness as well as exorbitant interest rates have just made it too hard for a lot of people to make their payments.  Often this is because they were originally placed in a predatory loan, which left them unable to have any type of savings to help them ride out a storm.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">A securitization audit will also examine your loan documents and look for issues such as robo signing.  This can stop foreclosure proceedings. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">These escalating foreclosures have caused the banks to look for ways to “speed the foreclosure up.”  Since there have been a lot of foreclosures, many large banks have started to use a system known as robo signing in order to speed the process of foreclosure up.  This robo signing is, in fact, illegal. </span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">If a bank has started foreclosure proceedings against you, one of the ways to help stop foreclosure is to obtain a securitization audit.  A securitization audit will examine your mortgage documents for irregularities.  It is possible that you have a predatory loan with an interest rate much higher than it should be.  By having a securitization audit, you could potentially have a mortgage adjustment where your interest rate can be lowered and you could even be reimbursed for any interest you have paid at the higher, incorrect rate.  A securitization audit can save you thousands of dollars which could be the difference between your house being foreclosed upon or not.</span></p>
<p><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">Facing foreclosure can be a scary thing.  Once you can answer that question,  “what is foreclosure?” the entire process can be a lot less intimidating. But get the audits, and the place to go is </span><a href="http://www.tila-now.com/services/commerical/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">Tila Solutions</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">.  Call them at 702 508 0335 or just use this: </span><a href="http://www.stopforeclosurereports.com/"><span style="font-size: 16px;font-family: Cambria;color: #1155cc;background-color: transparent;font-weight: normal;vertical-align: baseline">what is foreclosure</span></a><span style="font-size: 16px;font-family: Cambria;background-color: transparent;font-weight: normal;vertical-align: baseline">?</span></strong></p>
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